InsurVault Column
Master insurance knowledge to build the strongest safety net for your family.
Claims & EmergenciesMar 16, 2026
【2026 Update】Cannot Find a Deceased Relative's Policy? The Essential 3-Step Guide for Hong Kong Families
Prevent coverage from becoming an "information silo." Discover the harsh reality of Hong Kong's policy search system and learn the 3 essential steps to recover lost policies, along with a proactive 2026 guide to protecting your family.
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Claims & EmergenciesMar 16, 2026
【2026 Guide】Missed a Premium Payment? Exploring the 31-Day Grace Period and Policy Lapses
Will your policy lapse if you forget to pay the premium? This article breaks down Hong Kong's 31-day grace period, policy reinstatement, and automatic premium loan mechanisms. Learn how to prevent lapses using the InsurVault app.
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