InsurVault Column

Master insurance knowledge to build the strongest safety net for your family.

Insurance 101Mar 16, 2026

Changing Jobs? How to Seamlessly Bridge Group Medical and VHIS

Planning a career move? Learn how to seamlessly bridge your company medical insurance with VHIS to avoid the dangerous medical insurance gap. This guide breaks down the 30-day waiting period, convertible options, and VHIS tax deductions, while showing you how to manage your transition with the InsurVault app.

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Claims & EmergenciesMar 16, 2026

【2026 Update】Cannot Find a Deceased Relative's Policy? The Essential 3-Step Guide for Hong Kong Families

Prevent coverage from becoming an "information silo." Discover the harsh reality of Hong Kong's policy search system and learn the 3 essential steps to recover lost policies, along with a proactive 2026 guide to protecting your family.

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Claims & EmergenciesMar 16, 2026

【2026 Guide】Missed a Premium Payment? Exploring the 31-Day Grace Period and Policy Lapses

Will your policy lapse if you forget to pay the premium? This article breaks down Hong Kong's 31-day grace period, policy reinstatement, and automatic premium loan mechanisms. Learn how to prevent lapses using the InsurVault app.

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Digital Policy TrendsMar 16, 2026

2026 Digital Policy Platform Comparison: 3 Steps to Consolidate Coverage and Prevent "Hidden Policies"

Hong Kong has the highest insurance penetration globally. Prevent your coverage from becoming a "hidden policy" in a crisis. Compare traditional methods, single-insurer apps, and one-stop digital policy platforms to build your proactive family safety net in 3 steps.

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