InsurVault The Policy Management App to Organize & Consolidate Family Policies
Solve scattered policies, forgotten premiums, and family information silos with our all-in-one policy organization and cross-insurer consolidation tool.
Your digital insurance concierge. Centralize your family's coverage in one app,
easily complete cross-insurer policy consolidation, and view your complete protection anytime.
Your Dedicated Policy Manager: 5 Core Features
No Insurance Sales - Solely to help you and your family track policies.
Centralized Family Policies
Break down information silos. Even in unexpected events, family members can instantly access policy details and claim guidelines through this policy management app, ensuring love and responsibility are seamlessly passed on.
Seamless Agent Collaboration
Ditch the manual data entry. Generate a Magic Link with one click to invite your agent to fill in policy details for your easy review and approval.
Smart Premium & Expiry Alerts
Automatically track payment dates and renewal periods. Receive timely reminders to completely eliminate the risk of unexpected policy lapses.
Flexible Sharing Controls
Allow family access when needed while maintaining strict custom permissions to protect your financial privacy. A perfect balance of respect and love.
Exclusive Safety Watcher
Automatically alert family via WhatsApp in critical moments. Set up scheduled check-ins, and if unresponsive, it sends an alert to ensure your intention is never absent.
Don't Let Love Become a Secret
The fire in Tai Po made us rethink the true meaning of protection.
If the unexpected happens, will the love we leave behind truly reach our family's hands?
InsurVault was born not out of fear, but to extend that love and responsibility.
Make love traceable.
Disasters may be unpredictable, but we can ensure this intention is never absent.
Whatever the future brings, I want your safety net perfectly in place.
So when you need it most, it protects you without fail.
Managing Policies Shouldn't Be Hard
Facing piles of contracts, have you also encountered these problems before?
Scattered Info
🔴 Reality: Forgot passwords; paper contracts take space.
Average 3-5 policies per person. Finding information means multiple logins or digging through boxes.
Family Silos
🟠 Worry: Does your family know who to contact?
Closest family members often don't know what others bought. Lack of transparency risks missed claims.
No Follow-up
⚪️ Risk: Policy lapse due to missed payments.
Agent left, leaving you with an "Orphan Policy"? Through InsurVault's policy consolidation feature, you can easily organize your policies and track premium details even without an agent.
Why Choose Digital Policy Organization?
Say goodbye to traditional chaos, and consolidate your insurance with bank-level security.
| Management Method | Traditional (Excel / Paper) |
InsurVault Digital Consolidation
|
|---|---|---|
|
Updates & Maintenance
|
Manual entry, time-consuming, and prone to missed updates.
|
Agent collaboration supported for all-in-one management.
|
|
Family Sharing
|
Hard to share instantly; family often can't find it in emergencies.
|
Custom sharing permissions; coverage is traceable when accidents happen.
|
|
Renewals & Premiums
|
Relies on personal memory or scattered insurer notices.
|
Cross-insurer consolidation with automated premium reminders.
|
|
Data Security
|
Paper is easily lost; files are vulnerable to unauthorized access.
|
AES-256 encryption & Zero-Trust architecture ensure privacy.
|
Master Your Wealth in a
Complex Market
Living in HK where insurance awareness is high, protection is a necessity.
But as policies accumulate, management becomes a challenge.
HK has the world's highest insurance penetration (17-20%). Risk management is a top priority here.
Source: Swiss Re Sigma / HK Insurance Authority (IA)
Highest in Asia. Investing ~HK$70k annually makes it an asset worth managing well.
Source: Swiss Re Sigma
Active policies far exceed the total population. Paperwork piles up, making it hard to find info.
Source: HK Insurance Authority (IA)
How Many Policies Do You Have?
From individuals to families, the number of policies is often higher than you think.
Reality Behind Data: Risks & Safety Net
🕯️Life's Reality
Approximately 50 thousand families face loss annually. The tragedy often isn't lack of insurance, but families unaware of policies, leaving benefits unclaimed.
Though rare, these deaths are sudden. Without prior conversation, families are often unaware of existing policies, leaving crucial benefits unclaimed.
☂️Safety Net
Claims happen daily. In 2024 alone, over HK$400 billion was paid out. Organize and consolidate your policies early to ensure swift claims during critical moments, letting this massive safety net truly catch your family.
Smart Safety Watcher
Speaking for you when you cannot.
True protection is proactive. InsurVault not only manages your policies but also checks on your safety. If you fail to respond to our "Safety Check", we will automatically alert your designated emergency contacts via WhatsApp.
* Paid premium feature starting 2027. Lock in one year of peace of mind now.
Choose Your Plan
Flexible plans designed for individuals and families.
We pay for entertainment, what about peace of mind?
We easily spend over $100 monthly on Netflix or YouTube Premium.
Yet, securing your family's future costs much less.
Personal
- 1 User
- Manage up to 5 Pol.
- Maturity Alerts
- Personal Coverage Condition
- Safety Watcher (Complementary in 2026)
Family
- 4 Members
- Unlimited Policies
- Maturity Alerts
- Family Coverage Overview
- Magic Link to Agent
- Advanced Chatbot Functions
- Export Reports
- Safety Watcher
Ultimate
- 6 Members
- Unlimited Policies
- Maturity Alerts
- Family Coverage Overview
- Magic Link to Agent
- Advanced Chatbot Functions
- Export Reports
- Safety Watcher
Uncompromising Privacy
We believe your family's future should be kept strictly confidential. That is why InsurVault is built on enterprise-grade security infrastructure.
Military-Grade Encryption
Your data is secured with AES-256 encryption at rest and TLS/SSL encryption in transit—the exact security standards utilized by the US government and major financial institutions.
Zero-Trust Architecture
We employ strict Row-Level Security (RLS) and Zero-Trust principles. Your data is deeply bound to your unique identity, ensuring only you and explicitly invited family members can access your vault.
Strict Data Isolation
Our systems are carefully architected so that your sensitive policies cannot be accessed by unauthorized users, malicious bots, or third parties without your explicit digital authorization.